Lowest closing cost mortgage lenders in Isabella County County, Michigan
In Isabella County, Michigan, homebuyers paid a median of $3,606 in closing costs in 2024 — below the Michigan median of $4,438. The county saw 480 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, FIRST CHOICE MH LLC offered the lowest median costs at $1,318, which is $2,111 less than the county median.
Homebuyers in Isabella County County who chose FIRST CHOICE MH LLC paid $2,288 less in closing costs than the county median.
County Median Costs
$3,606
−18.8% vs Michigan ($4,438)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,548
Purchase Originations
480
vs Michigan Median
18.8% below
$-832
vs National Median
46.5% below
$-3,135
Lender rankings in Isabella County County
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,318 | 10.350% | $400 | 39 | −$2,111 | |
| 2 | $2,920 | 6.125% | $850 | 68 | −$509 | |
| 3 | $3,275 | 6.625% | $1,499 | 28 | −$154 | |
| 4 | $3,298 | 6.875% | $1,190 | 51 | −$132 | |
| 5 | $4,050 | 6.625% | $2,182 | 11 | +$621 | |
| 6 | $4,259 | 7.250% | $1,882 | 16 | +$830 | |
| 7 | $4,375 | 6.875% | $2,455 | 19 | +$946 | |
| 8 | $4,619 | 6.625% | $2,877 | 14 | +$1,190 |
Includes lenders with 10+ purchase originations in Isabella County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.