Homebuyers in Isabella County County who chose FIRST CHOICE MH LLC paid $1,890 less in closing costs than the county median.
County Median Costs
$3,983
−11.8% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,520
Purchase Originations
505
Denial Rate
12.8%
vs Michigan avg (12.0%)
vs Michigan Median
11.8% below
$-531
vs National Median
40.4% below
$-2,697
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,093 | 10.350% | $1,175 | 36 | −$1,544 | |
| 2 | $2,603 | 6.750% | $550 | 13 | −$1,034 | |
| 3 | $3,070 | 5.562% | $1,100 | 66 | −$567 | |
| 4 | $3,541 | 6.625% | $1,190 | 48 | −$96 | |
| 5 | $3,573 | 6.750% | $1,396 | 43 | −$64 | |
| 6 | $4,688 | 6.625% | $2,714 | 14 | +$1,051 | |
| 7 | $4,946 | 6.625% | $2,365 | 18 | +$1,309 | |
| 8 | $5,705 | 6.562% | $4,288 | 18 | +$2,068 | |
| 9 | $9,433 | 6.810% | $5,981 | 14 | +$5,796 |
Includes lenders with 10+ purchase originations in Isabella County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.