Homebuyers in Cass County County who chose Honor Credit Union paid $1,440 less in closing costs than the county median.
County Median Costs
$4,736
+4.9% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,686
Purchase Originations
444
Denial Rate
9.5%
vs Michigan avg (12.0%)
vs Michigan Median
4.9% above
$222
vs National Median
29.1% below
$-1,944
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,296 | 6.562% | $950 | 22 | −$954 | |
| 2 | $3,804 | 6.240% | $975 | 17 | −$446 | |
| 3 | $3,950 | 6.625% | $1,819 | 36 | −$300 | |
| 4 | $4,166 | 6.875% | $2,084 | 17 | −$84 | |
| 5 | $4,452 | 6.688% | $1,863 | 18 | +$202 | |
| 6 | $4,784 | 6.790% | $2,180 | 13 | +$534 | |
| 7 | $6,363 | 6.625% | $1,636 | 11 | +$2,113 | |
| 8 | $6,884 | 6.938% | $3,373 | 14 | +$2,634 | |
| 9 | $7,690 | 6.750% | $5,311 | 13 | +$3,440 |
Includes lenders with 10+ purchase originations in Cass County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.