What are the average closing costs in Cass County County?

In Cass County County, the median total loan costs on purchase mortgages were $4,534 in 2024, based on 411 originations.

Which lender has the lowest closing costs in Cass County County?

Among lenders with 10+ originations in Cass County County, Honor Credit Union had the lowest median total closing costs at $3,025 in 2024.

How do closing costs in Cass County County compare to Michigan?

Cass County County closing costs (median $4,534) are 2.2% above the Michigan state median of $4,438.

Lowest closing cost mortgage lenders in Cass County County, Michigan

In Cass County, Michigan, homebuyers paid a median of $4,534 in closing costs in 2024 — above the Michigan median of $4,438. The county saw 411 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, Honor Credit Union offered the lowest median costs at $3,025, which is $969 less than the county median.

Homebuyers in Cass County County who chose Honor Credit Union paid $1,509 less in closing costs than the county median.

County Median Costs

$4,534

+2.2% vs Michigan ($4,438)

Median Rate

6.880%

+3.9% vs national (6.620%)

Median Origination

$1,710

Purchase Originations

411

vs Michigan Median

2.2% above

$96

vs National Median

32.7% below

$-2,207

Lender rankings in Cass County County

10 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Honor Credit Union	$3,025	6.500%	$950	22	−$969
2	RUOFF MORTGAGE COMPANY, INC.	$3,335	6.625%	$1,513	33	−$659
3	UNITED FEDERAL CREDIT UNION	$3,464	6.750%	$987	21	−$530
4	EVERWISE CREDIT UNION	$3,590	6.875%	$1,099	20	−$404
5	1st Source Bank	$3,642	7.000%	$1,771	13	−$352
6	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	$4,015	6.875%	$1,600	11	+$21
7	HALLMARK HOME MORTGAGE, LLC	$4,144	6.990%	$2,146	23	+$150
8	ROCKET MORTGAGE, LLC	$5,060	6.990%	$2,912	27	+$1,066
9	First Federal Savings Bank	$6,392	7.000%	$3,119	12	+$2,398

Includes lenders with 10+ purchase originations in Cass County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory

Found your lender? Make sure their quote is fair.

HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.

Audit my Closing Disclosure Check my Loan Estimate

Getting a quote from one of these lenders? Upload your Loan Estimate to verify their fees → Fair Loan Check

Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.