SOUTHPOINT FINANCIAL SERVICES, INC. closing costs and rates (2024)
In 2024, SOUTHPOINT FINANCIAL SERVICES, INC. originated 188 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $9,111. That is $2,370 above the national median of $6,741. SOUTHPOINT FINANCIAL SERVICES, INC. is most active in Georgia with 99 originations there.
Purchase Originations
188
Median Total Costs
$9,111
+35.2% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$3,622
Median Lender Credits
$2,699
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 106 | 6.625% | $10,622 | $3,364 |
| conventional | 51 | 6.625% | $7,264 | $3,799 |
| va | 21 | 6.625% | $8,547 | $3,320 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Georgia | 99 | 6.750% | $10,235 | #140 |
| South Carolina | 28 | 6.500% | $9,452 | — |
| Florida | 25 | 6.625% | $12,075 | — |
| Pennsylvania | 12 | 6.625% | $7,276 | — |
| Alabama | 11 | 6.750% | $3,972 | — |
| Tennessee | 3 | 7.000% | $8,719 | — |
| Louisiana | 2 | 6.250% | $6,131 | — |
| North Carolina | 2 | 6.688% | $6,330 | — |
| Ohio | 2 | 7.312% | $9,406 | — |
| Maryland | 1 | 5.875% | $10,414 | — |
| Mississippi | 1 | 6.125% | $7,131 | — |
| Texas | 1 | 6.375% | $8,862 | — |
| Virginia | 1 | 7.250% | $5,070 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7,723 | 6.625% | — | 10 | −$1,388 | |
| 2 | $8,182 | 6.625% | — | 3 | −$929 | |
| 3 | $8,214 | 6.688% | — | 4 | −$897 | |
| 4 | $8,292 | 6.125% | — | 2 | −$819 | |
| 5 | $9,099 | 6.250% | — | 5 | −$12 | |
| 6 | $9,562 | 6.750% | — | 13 | +$451 | |
| 7 | $9,670 | 6.062% | — | 6 | +$559 | |
| 8 | $10,000 | 6.375% | — | 3 | +$889 | |
| 9 | $10,328 | 6.938% | — | 4 | +$1,217 | |
| 10 | $10,980 | 7.000% | — | 7 | +$1,869 | |
| 11 | $11,335 | 6.990% | — | 3 | +$2,224 | |
| 12 | $11,803 | 6.250% | — | 3 | +$2,692 | |
| 13 | $11,871 | 6.312% | — | 2 | +$2,760 | |
| 14 | $12,031 | 6.500% | — | 8 | +$2,920 | |
| 15 | $12,190 | 6.625% | — | 7 | +$3,079 | |
| 16 | $12,665 | 6.500% | — | 7 | +$3,554 | |
| 17 | $14,781 | 7.125% | — | 3 | +$5,670 | |
| 18 | $16,955 | 6.688% | — | 4 | +$7,844 | |
| 19 | $17,130 | 7.000% | — | 3 | +$8,019 | |
| 20 | $20,104 | 6.750% | — | 3 | +$10,993 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.