MOUNTAIN WEST FINANCIAL, INC. closing costs and rates (2024)
In 2024, MOUNTAIN WEST FINANCIAL, INC. originated 130 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $11,976. That is $5,235 above the national median of $6,741. MOUNTAIN WEST FINANCIAL, INC. is most active in California with 87 originations there.
Purchase Originations
130
Median Total Costs
$11,976
+77.7% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$5,198
Median Lender Credits
$309
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 61 | 6.875% | $7,591 | $4,084 |
| fha | 52 | 6.250% | $16,230 | $5,461 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 87 | 6.500% | $12,130 | #216 |
| Oregon | 13 | 6.500% | $14,079 | — |
| Washington | 11 | 7.250% | $16,572 | — |
| Arizona | 9 | 6.990% | $6,455 | — |
| Colorado | 5 | 7.000% | $7,012 | — |
| Texas | 2 | 6.812% | $5,106 | — |
| North Carolina | 1 | 7.125% | $4,614 | — |
| Nevada | 1 | 6.990% | $4,885 | — |
| Oklahoma | 1 | 5.500% | $22,614 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,785 | 7.500% | — | 5 | −$6,191 | |
| 2 | $6,099 | 7.062% | — | 2 | −$5,877 | |
| 3 | $6,135 | 6.125% | — | 1 | −$5,841 | |
| 4 | $7,916 | 7.062% | — | 2 | −$4,060 | |
| 5 | $9,953 | 6.750% | — | 3 | −$2,023 | |
| 6 | $11,285 | 6.562% | — | 24 | −$691 | |
| 7 | $11,345 | 6.625% | — | 3 | −$631 | |
| 8 | $11,748 | 6.875% | — | 2 | −$228 | |
| 9 | $12,030 | 7.125% | — | 9 | +$54 | |
| 10 | $12,208 | 6.375% | — | 8 | +$232 | |
| 11 | $12,646 | 6.375% | — | 21 | +$670 | |
| 12 | $14,303 | 6.812% | — | 2 | +$2,327 | |
| 13 | $14,554 | 6.500% | — | 5 | +$2,578 | |
| 14 | $14,893 | 6.375% | — | 6 | +$2,917 | |
| 15 | $14,893 | 7.250% | — | 6 | +$2,917 | |
| 16 | $15,386 | 6.375% | — | 2 | +$3,410 | |
| 17 | $15,605 | 7.000% | — | 2 | +$3,629 | |
| 18 | $16,179 | 6.500% | — | 3 | +$4,203 | |
| 19 | $16,706 | 6.250% | — | 1 | +$4,730 | |
| 20 | $18,677 | 6.250% | — | 6 | +$6,701 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.