FIRST INTEGRITY MORTGAGE SERVICES, INC. closing costs and rates (2024)
In 2024, FIRST INTEGRITY MORTGAGE SERVICES, INC. originated 267 purchase mortgages at a median interest rate of 7.00% and median total closing costs of $4,353. That is $2,388 below the national median of $6,741. FIRST INTEGRITY MORTGAGE SERVICES, INC. is most active in Missouri with 150 originations there.
Purchase Originations
267
Median Total Costs
$4,353
−35.4% vs national ($6,741)
Median Rate
7.000%
+5.7% vs national (6.620%)
Median Origination
$1,675
Median Lender Credits
$150
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 135 | 7.000% | $3,947 | $1,675 |
| fha | 96 | 6.750% | $6,851 | $1,675 |
| va | 26 | 6.750% | $3,426 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Missouri | 150 | 7.000% | $3,931 | #72 |
| South Carolina | 28 | 6.750% | $5,196 | — |
| Florida | 25 | 6.990% | $6,063 | — |
| Tennessee | 19 | 7.000% | $4,900 | — |
| Illinois | 14 | 6.938% | $3,706 | — |
| Virginia | 12 | 7.125% | $5,952 | — |
| Minnesota | 6 | 7.058% | $4,481 | — |
| Wisconsin | 4 | 7.062% | $7,253 | — |
| North Carolina | 3 | 7.250% | $2,539 | — |
| Kansas | 2 | 7.312% | $5,032 | — |
| Texas | 2 | 6.812% | $12,094 | — |
| Georgia | 1 | 6.500% | $12,067 | — |
| Maryland | 1 | 7.000% | $4,494 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,318 | 6.625% | — | 5 | −$1,035 | |
| 2 | $3,462 | 7.000% | — | 5 | −$891 | |
| 3 | $3,678 | 6.625% | — | 5 | −$675 | |
| 4 | $3,780 | 6.750% | — | 9 | −$573 | |
| 5 | $3,850 | 7.125% | — | 6 | −$503 | |
| 6 | $3,855 | 6.875% | — | 66 | −$498 | |
| 7 | $3,947 | 7.125% | — | 25 | −$406 | |
| 8 | $4,005 | 6.750% | — | 5 | −$348 | |
| 9 | $4,481 | 7.250% | — | 4 | +$128 | |
| 10 | $4,498 | 6.812% | — | 6 | +$145 | |
| 11 | $4,601 | 7.125% | — | 7 | +$248 | |
| 12 | $4,720 | 6.750% | — | 7 | +$367 | |
| 13 | $4,891 | 7.125% | — | 4 | +$538 | |
| 14 | $4,900 | 7.000% | — | 9 | +$547 | |
| 15 | $5,652 | 6.625% | — | 5 | +$1,299 | |
| 16 | $6,050 | 6.812% | — | 8 | +$1,697 | |
| 17 | $6,265 | 6.750% | — | 4 | +$1,912 | |
| 18 | $6,874 | 7.125% | — | 6 | +$2,521 | |
| 19 | $7,656 | 6.875% | — | 8 | +$3,303 | |
| 20 | $9,154 | 7.000% | — | 4 | +$4,801 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.