Homebuyers in Shelby County County who chose PULTE MORTGAGE LLC paid $4,479 less in closing costs than the county median.
County Median Costs
$5,479
+9.4% vs Kentucky ($5,007)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$1,495
Purchase Originations
550
Denial Rate
7.4%
vs Kentucky avg (15.1%)
vs Kentucky Median
9.4% above
$472
vs National Median
18.0% below
$-1,201
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,000 | 5.375% | $0 | 12 | −$3,281 | |
| 2 | $3,024 | 6.250% | $670 | 11 | −$1,257 | |
| 3 | $3,257 | 5.750% | $912 | 16 | −$1,024 | |
| 4 | $3,279 | 6.625% | $929 | 16 | −$1,002 | |
| 5 | $3,630 | 6.625% | $995 | 15 | −$651 | |
| 6 | $4,334 | 5.490% | $1,495 | 16 | +$53 | |
| 7 | $4,449 | 6.875% | $1,815 | 10 | +$168 | |
| 8 | $4,644 | 6.624% | $1,678 | 28 | +$363 | |
| 9 | $4,930 | 6.750% | $3,600 | 15 | +$649 | |
| 10 | $5,290 | 6.808% | $2,841 | 10 | +$1,008 | |
| 11 | $5,594 | 6.875% | $3,600 | 12 | +$1,313 |
Includes lenders with 10+ purchase originations in Shelby County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.