Lowest closing cost mortgage lenders in Clark County County, Kentucky
In Clark County, Kentucky, homebuyers paid a median of $4,602 in closing costs in 2024 — below the Kentucky median of $4,996. The county saw 353 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $2,332, which is $2,205 less than the county median.
Homebuyers in Clark County County who chose MORTGAGE RESEARCH CENTER, LLC paid $2,270 less in closing costs than the county median.
County Median Costs
$4,602
−7.9% vs Kentucky ($4,996)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,430
Purchase Originations
353
vs Kentucky Median
7.9% below
$-394
vs National Median
31.7% below
$-2,139
Lender rankings in Clark County County
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,404 | 6.625% | $650 | 11 | −$1,112 | |
| 2 | $2,872 | 6.500% | $569 | 11 | −$644 | |
| 3 | $3,041 | 6.875% | $795 | 27 | −$475 | |
| 4 | $3,077 | 6.875% | $899 | 21 | −$439 | |
| 5 | $3,823 | 6.990% | $1,495 | 14 | +$307 | |
| 6 | $4,145 | 6.562% | $2,468 | 12 | +$629 | |
| 7 | $4,518 | 6.625% | $2,164 | 15 | +$1,002 |
Includes lenders with 10+ purchase originations in Clark County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.