Homebuyers in Champaign County County who chose Bank of Springfield paid $1,195 less in closing costs than the county median.
County Median Costs
$3,185
−49.0% vs Illinois ($6,250)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,125
Purchase Originations
1,366
Denial Rate
6.8%
vs Illinois avg (7.5%)
vs Illinois Median
49.0% below
$-3,065
vs National Median
52.3% below
$-3,495
17 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,990 | 6.350% | $467 | 36 | −$935 | |
| 2 | $2,394 | 6.750% | $695 | 17 | −$531 | |
| 3 | $2,517 | 6.625% | $900 | 119 | −$408 | |
| 4 | $2,638 | 5.500% | $799 | 121 | −$287 | |
| 5 | $2,650 | 6.250% | $1,218 | 45 | −$275 | |
| 6 | $2,704 | 6.625% | $1,085 | 60 | −$221 | |
| 7 | $2,721 | 6.625% | $1,080 | 100 | −$204 | |
| 8 | $2,738 | 6.375% | $1,002 | 10 | −$186 | |
| 9 | $2,965 | 6.938% | $1,230 | 10 | +$40 | |
| 10 | $3,133 | 6.875% | $1,190 | 174 | +$208 | |
| 11 | $3,410 | 6.866% | $1,403 | 11 | +$485 | |
| 12 | $3,429 | 6.750% | $1,411 | 12 | +$504 | |
| 13 | $3,666 | 6.625% | $1,527 | 65 | +$741 | |
| 14 | $3,829 | 6.562% | $1,319 | 34 | +$904 | |
| 15 | $4,674 | 6.750% | $3,160 | 23 | +$1,749 |
Includes lenders with 10+ purchase originations in Champaign County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.