What are the average closing costs in Nez Perce County County?

In Nez Perce County County, the median total loan costs on purchase mortgages were $8,088 in 2024, based on 329 originations.

Which lender has the lowest closing costs in Nez Perce County County?

Among lenders with 10+ originations in Nez Perce County County, BAY EQUITY LLC had the lowest median total closing costs at $4,794 in 2024.

How do closing costs in Nez Perce County County compare to Idaho?

Nez Perce County County closing costs (median $8,088) are 7.3% below the Idaho state median of $8,726.

Lowest closing cost mortgage lenders in Nez Perce County County, Idaho

In Nez Perce County, Idaho, homebuyers paid a median of $8,088 in closing costs in 2024 — below the Idaho median of $8,726. The county saw 329 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, BAY EQUITY LLC offered the lowest median costs at $4,794, which is $1,370 less than the county median.

Homebuyers in Nez Perce County County who chose BAY EQUITY LLC paid $3,294 less in closing costs than the county median.

County Median Costs

$8,088

−7.3% vs Idaho ($8,726)

Median Rate

6.500%

−1.8% vs national (6.620%)

Median Origination

$3,668

Purchase Originations

329

vs Idaho Median

7.3% below

$-638

vs National Median

20.0% above

$1,347

Lender rankings in Nez Perce County County

7 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	BAY EQUITY LLC	$4,794	6.625%	$3,201	15	−$1,370
2	IDAHO CENTRAL CREDIT UNION	$5,272	6.625%	$1,795	22	−$892
3	Potlatch No. 1 Financial Credit Union	$5,853	6.500%	$3,144	24	−$311
4	ROCKET MORTGAGE, LLC	$6,549	6.625%	$5,130	11	+$385
5	AMERICAN PACIFIC MORTGAGE CORPORATION	$6,579	6.500%	$4,768	10	+$415
6	UNITED WHOLESALE MORTGAGE, LLC	$6,899	6.875%	$4,658	35	+$735

Includes lenders with 10+ purchase originations in Nez Perce County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Idaho → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.