Homebuyers in Nez Perce County County who chose Potlatch No. 1 Financial Credit Union paid $3,386 less in closing costs than the county median.
County Median Costs
$8,277
−5.3% vs Idaho ($8,741)
Median Rate
6.370%
−1.9% vs national (6.490%)
Median Origination
$4,100
Purchase Originations
363
Denial Rate
6.4%
vs Idaho avg (5.4%)
vs Idaho Median
5.3% below
$-464
vs National Median
23.9% above
$1,597
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,891 | 6.250% | $2,974 | 35 | −$1,846 | |
| 2 | $5,352 | 6.781% | $3,406 | 16 | −$1,385 | |
| 3 | $6,768 | 6.500% | $4,045 | 12 | +$31 | |
| 4 | $7,134 | 6.375% | $4,398 | 47 | +$397 | |
| 5 | $7,271 | 6.750% | $5,178 | 10 | +$534 | |
| 6 | $7,736 | 6.412% | $4,760 | 22 | +$999 | |
| 7 | $8,403 | 6.500% | $5,388 | 11 | +$1,666 | |
| 8 | $9,147 | 6.500% | $5,332 | 13 | +$2,410 |
Includes lenders with 10+ purchase originations in Nez Perce County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Idaho → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.