Lowest closing cost mortgage lenders in Latah County County, Idaho
In Latah County, Idaho, homebuyers paid a median of $6,630 in closing costs in 2024 — below the Idaho median of $8,726. The county saw 268 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, IDAHO CENTRAL CREDIT UNION offered the lowest median costs at $4,432, which is $1,514 less than the county median.
Homebuyers in Latah County County who chose IDAHO CENTRAL CREDIT UNION paid $2,198 less in closing costs than the county median.
County Median Costs
$6,630
−24.0% vs Idaho ($8,726)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,504
Purchase Originations
268
vs Idaho Median
24.0% below
$-2,096
vs National Median
1.6% below
$-111
Lender rankings in Latah County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,432 | 6.812% | $1,424 | 20 | −$1,514 | |
| 2 | $5,188 | 6.995% | $3,394 | 50 | −$757 | |
| 3 | $5,342 | 6.688% | $3,219 | 16 | −$603 | |
| 4 | $6,113 | 6.750% | $4,264 | 14 | +$168 | |
| 5 | $8,201 | 6.570% | $5,343 | 55 | +$2,256 |
Includes lenders with 10+ purchase originations in Latah County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Idaho → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.