Homebuyers in Jerome County County who chose First Federal Savings Bank of Twin Falls paid $3,466 less in closing costs than the county median.
County Median Costs
$9,795
+12.1% vs Idaho ($8,741)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$4,592
Purchase Originations
215
Denial Rate
9.5%
vs Idaho avg (5.4%)
vs Idaho Median
12.1% above
$1,054
vs National Median
46.6% above
$3,115
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,329 | 6.375% | $3,659 | 20 | −$1,870 | |
| 2 | $7,039 | 6.250% | $3,880 | 23 | −$1,160 | |
| 3 | $7,264 | 6.062% | $4,281 | 10 | −$935 | |
| 4 | $9,367 | 6.750% | $6,011 | 13 | +$1,168 | |
| 5 | $11,030 | 6.500% | $7,590 | 11 | +$2,832 |
Includes lenders with 10+ purchase originations in Jerome County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Idaho → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.