Lowest closing cost mortgage lenders in Jerome County County, Idaho
In Jerome County, Idaho, homebuyers paid a median of $8,453 in closing costs in 2024 — below the Idaho median of $8,726. The county saw 193 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, First Federal Savings Bank of Twin Falls offered the lowest median costs at $7,017, which is $245 less than the county median.
Homebuyers in Jerome County County who chose First Federal Savings Bank of Twin Falls paid $1,436 less in closing costs than the county median.
County Median Costs
$8,453
−3.1% vs Idaho ($8,726)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$4,450
Purchase Originations
193
vs Idaho Median
3.1% below
$-273
vs National Median
25.4% above
$1,712
Lender rankings in Jerome County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7,017 | 6.433% | $4,652 | 12 | −$245 | |
| 2 | $7,068 | 6.625% | $4,430 | 18 | −$194 | |
| 3 | $8,032 | 6.875% | $4,744 | 11 | +$770 | |
| 4 | $8,081 | 6.433% | $5,081 | 10 | +$819 |
Includes lenders with 10+ purchase originations in Jerome County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Idaho → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.