What are the average closing costs in Bingham County County?

In Bingham County County, the median total loan costs on purchase mortgages were $8,440 in 2024, based on 337 originations.

Which lender has the lowest closing costs in Bingham County County?

Among lenders with 10+ originations in Bingham County County, UNITED WHOLESALE MORTGAGE, LLC had the lowest median total closing costs at $6,539 in 2024.

How do closing costs in Bingham County County compare to Idaho?

Bingham County County closing costs (median $8,440) are 3.3% below the Idaho state median of $8,726.

Lowest closing cost mortgage lenders in Bingham County County, Idaho

In Bingham County, Idaho, homebuyers paid a median of $8,440 in closing costs in 2024 — below the Idaho median of $8,726. The county saw 337 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, UNITED WHOLESALE MORTGAGE, LLC offered the lowest median costs at $6,539, which is $1,024 less than the county median.

Homebuyers in Bingham County County who chose UNITED WHOLESALE MORTGAGE, LLC paid $1,901 less in closing costs than the county median.

County Median Costs

$8,440

−3.3% vs Idaho ($8,726)

Median Rate

6.500%

−1.8% vs national (6.620%)

Median Origination

$3,993

Purchase Originations

337

vs Idaho Median

3.3% below

$-286

vs National Median

25.2% above

$1,699

Lender rankings in Bingham County County

6 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	UNITED WHOLESALE MORTGAGE, LLC	$6,539	6.998%	$4,331	11	−$1,024
2	Glacier Bank	$6,831	6.625%	$4,094	11	−$732
3	IDAHO CENTRAL CREDIT UNION	$6,992	6.562%	$4,022	36	−$571
4	Eagle Bank and Trust Company	$8,089	6.625%	$4,425	15	+$526
5	ROCKET MORTGAGE, LLC	$8,101	6.625%	$4,765	17	+$538
6	CANOPY MORTGAGE, LLC	$9,674	6.438%	$5,390	22	+$2,111

Includes lenders with 10+ purchase originations in Bingham County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Idaho → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.