Homebuyers in Okaloosa County County who chose CARRINGTON MORTGAGE SERVICES, LLC paid $6,032 less in closing costs than the county median.
County Median Costs
$8,241
−4.9% vs Florida ($8,663)
Median Rate
6.120%
−5.7% vs national (6.490%)
Median Origination
$1,395
Purchase Originations
2,878
Denial Rate
7.1%
vs Florida avg (10.5%)
vs Florida Median
4.9% below
$-422
vs National Median
23.4% above
$1,561
39 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,163 | 6.500% | $0 | 27 | −$2,150 | |
| 2 | $4,539 | 6.990% | $1,080 | 12 | −$1,774 | |
| 3 | $4,626 | 6.750% | $1,400 | 17 | −$1,687 | |
| 4 | $4,890 | 6.490% | $1,600 | 13 | −$1,422 | |
| 5 | $5,957 | 6.875% | $1,629 | 13 | −$356 | |
| 6 | $5,997 | 5.875% | $3,580 | 14 | −$316 | |
| 7 | $6,058 | 6.500% | $3,237 | 36 | −$255 | |
| 8 | $6,185 | 6.558% | $3,067 | 16 | −$128 | |
| 9 | $6,473 | 6.499% | $2,791 | 61 | +$160 | |
| 10 | $6,525 | 6.625% | $3,042 | 18 | +$212 | |
| 11 | $6,654 | 6.750% | $2,835 | 11 | +$340 | |
| 12 | $6,728 | 6.562% | $2,390 | 59 | +$415 | |
| 13 | $7,097 | 6.575% | $3,685 | 54 | +$784 | |
| 14 | $7,227 | 6.875% | $3,511 | 12 | +$914 | |
| 15 | $7,531 | 6.500% | $4,288 | 33 | +$1,218 |
Includes lenders with 10+ purchase originations in Okaloosa County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.