Lowest closing cost mortgage lenders in Imperial County County, California
In Imperial County, California, homebuyers paid a median of $12,218 in closing costs in 2024 — above the California median of $9,450. The county saw 685 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, Wallick & Volk, Inc. offered the lowest median costs at $6,158, which is $1,742 less than the county median.
Homebuyers in Imperial County County who chose Wallick & Volk, Inc. paid $6,060 less in closing costs than the county median.
County Median Costs
$12,218
+29.3% vs California ($9,450)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$5,119
Purchase Originations
685
vs California Median
29.3% above
$2,768
vs National Median
81.3% above
$5,477
Lender rankings in Imperial County County
14 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,158 | 6.500% | $3,171 | 20 | −$1,742 | |
| 2 | $6,316 | 6.500% | $2,692 | 33 | −$1,584 | |
| 3 | $7,645 | 6.500% | $4,666 | 10 | −$255 | |
| 4 | $8,893 | 6.625% | $4,912 | 50 | +$993 | |
| 5 | $10,045 | 6.875% | $6,369 | 25 | +$2,145 | |
| 6 | $12,604 | 6.625% | $8,397 | 19 | +$4,704 |
Includes lenders with 10+ purchase originations in Imperial County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.