Homebuyers in Amador County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,153 less in closing costs than the county median.
County Median Costs
$7,987
−14.2% vs California ($9,309)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,539
Purchase Originations
355
Denial Rate
7.1%
vs California avg (7.1%)
vs California Median
14.2% below
$-1,322
vs National Median
19.6% above
$1,307
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,257 | 6.990% | $2,040 | 11 | −$298 | |
| 2 | $5,395 | 6.750% | $2,768 | 10 | −$160 | |
| 3 | $5,405 | 6.562% | $1,574 | 26 | −$150 | |
| 4 | $5,543 | 6.433% | $1,834 | 10 | −$12 | |
| 5 | $7,296 | 6.622% | $4,071 | 28 | +$1,741 |
Includes lenders with 10+ purchase originations in Amador County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in California → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.