Homebuyers in Lauderdale County County who chose MORTGAGE RESEARCH CENTER, LLC paid $4,648 less in closing costs than the county median.
County Median Costs
$5,471
−10.5% vs Alabama ($6,111)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$2,594
Purchase Originations
850
Denial Rate
9.6%
vs Alabama avg (13.6%)
vs Alabama Median
10.5% below
$-640
vs National Median
18.1% below
$-1,209
13 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,101 | 6.183% | $1,696 | 50 | −$1,164 | |
| 2 | $3,146 | 6.625% | $1,290 | 35 | −$1,119 | |
| 3 | $3,897 | 6.688% | $2,460 | 24 | −$368 | |
| 4 | $3,980 | 5.950% | $2,000 | 11 | −$285 | |
| 5 | $4,092 | 6.438% | $2,590 | 10 | −$173 | |
| 6 | $4,206 | 6.375% | $2,592 | 15 | −$59 | |
| 7 | $4,624 | 6.375% | $3,214 | 104 | +$359 | |
| 8 | $4,730 | 6.250% | $3,201 | 12 | +$465 | |
| 9 | $5,074 | 6.375% | $3,678 | 15 | +$809 | |
| 10 | $7,127 | 6.625% | $5,263 | 13 | +$2,862 |
Includes lenders with 10+ purchase originations in Lauderdale County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Alabama → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.