Lowest closing cost mortgage lenders in Lauderdale County County, Alabama
In Lauderdale County, Alabama, homebuyers paid a median of $5,574 in closing costs in 2024 — below the Alabama median of $6,033. The county saw 825 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, Trustmark Bank offered the lowest median costs at $3,289, which is $1,159 less than the county median.
Homebuyers in Lauderdale County County who chose Trustmark Bank paid $2,285 less in closing costs than the county median.
County Median Costs
$5,574
−7.6% vs Alabama ($6,033)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,736
Purchase Originations
825
vs Alabama Median
7.6% below
$-459
vs National Median
17.3% below
$-1,167
Lender rankings in Lauderdale County County
14 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,289 | 6.500% | $1,290 | 35 | −$1,159 | |
| 2 | $3,977 | 6.750% | $2,199 | 39 | −$471 | |
| 3 | $4,052 | 6.490% | $2,822 | 90 | −$396 | |
| 4 | $4,488 | 6.624% | $2,781 | 11 | +$40 | |
| 5 | $4,561 | 6.312% | $2,830 | 28 | +$113 | |
| 6 | $4,628 | 6.188% | $3,096 | 12 | +$180 | |
| 7 | $4,726 | 6.312% | $3,310 | 14 | +$278 | |
| 8 | $4,837 | 6.625% | $3,080 | 13 | +$389 | |
| 9 | $5,079 | 6.625% | $3,202 | 17 | +$631 | |
| 10 | $5,485 | 6.500% | $4,325 | 10 | +$1,037 | |
| 11 | $6,306 | 6.312% | $4,315 | 10 | +$1,858 |
Includes lenders with 10+ purchase originations in Lauderdale County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Alabama → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.