Homebuyers in Houston County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,422 less in closing costs than the county median.
County Median Costs
$5,516
−9.7% vs Alabama ($6,111)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,467
Purchase Originations
913
Denial Rate
16.1%
vs Alabama avg (13.6%)
vs Alabama Median
9.7% below
$-595
vs National Median
17.4% below
$-1,164
16 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,728 | 6.875% | $670 | 26 | −$1,351 | |
| 2 | $2,868 | 7.010% | $250 | 15 | −$1,211 | |
| 3 | $2,967 | 6.630% | $495 | 13 | −$1,112 | |
| 4 | $3,334 | 6.500% | $1,075 | 17 | −$745 | |
| 5 | $3,576 | 6.875% | $1,120 | 23 | −$503 | |
| 6 | $3,681 | 6.562% | $1,296 | 10 | −$398 | |
| 7 | $3,705 | 6.250% | $995 | 11 | −$374 | |
| 8 | $3,781 | 6.750% | $1,589 | 10 | −$298 | |
| 9 | $3,781 | 6.625% | $1,620 | 21 | −$298 | |
| 10 | $4,242 | 6.750% | $2,104 | 15 | +$163 | |
| 11 | $4,762 | 6.620% | $2,794 | 14 | +$683 | |
| 12 | $6,249 | 10.035% | $4,347 | 12 | +$2,170 | |
| 13 | $6,381 | 6.750% | $3,911 | 20 | +$2,302 |
Includes lenders with 10+ purchase originations in Houston County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Alabama → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.