Lowest closing cost mortgage lenders in Etowah County County, Alabama
In Etowah County, Alabama, homebuyers paid a median of $5,793 in closing costs in 2024 — below the Alabama median of $6,033. The county saw 803 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $2,378, which is $1,642 less than the county median.
Homebuyers in Etowah County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,415 less in closing costs than the county median.
County Median Costs
$5,793
−4.0% vs Alabama ($6,033)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,217
Purchase Originations
803
vs Alabama Median
4.0% below
$-240
vs National Median
14.1% below
$-948
Lender rankings in Etowah County County
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,933 | 7.250% | $775 | 18 | −$1,636 | |
| 2 | $3,519 | 6.750% | $1,618 | 19 | −$1,050 | |
| 3 | $4,133 | 7.188% | $2,262 | 10 | −$436 | |
| 4 | $4,499 | 6.500% | $2,505 | 25 | −$70 | |
| 5 | $4,719 | 6.625% | $2,767 | 23 | +$150 | |
| 6 | $4,809 | 6.875% | $2,578 | 22 | +$240 | |
| 7 | $4,942 | 7.125% | $2,508 | 11 | +$373 | |
| 8 | $5,368 | 6.750% | $3,575 | 20 | +$799 | |
| 9 | $6,128 | 6.812% | $4,230 | 18 | +$1,559 | |
| 10 | $6,159 | 8.750% | $3,560 | 11 | +$1,590 | |
| 11 | $6,261 | 6.796% | $4,232 | 16 | +$1,692 |
Includes lenders with 10+ purchase originations in Etowah County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Alabama → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.