Homebuyers in Elmore County County who chose DHI MORTGAGE COMPANY, LTD. paid $4,002 less in closing costs than the county median.
County Median Costs
$6,422
+5.1% vs Alabama ($6,111)
Median Rate
6.450%
−0.6% vs national (6.490%)
Median Origination
$1,695
Purchase Originations
1,005
Denial Rate
13.3%
vs Alabama avg (13.6%)
vs Alabama Median
5.1% above
$311
vs National Median
3.9% below
$-258
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,970 | 6.990% | $1,490 | 37 | −$540 | |
| 2 | $4,082 | 6.625% | $1,795 | 15 | −$428 | |
| 3 | $4,168 | 6.625% | $1,448 | 45 | −$342 | |
| 4 | $4,193 | 6.500% | $1,646 | 29 | −$317 | |
| 5 | $4,686 | 6.933% | $2,086 | 12 | +$176 | |
| 6 | $4,822 | 6.000% | $2,317 | 21 | +$312 | |
| 7 | $6,372 | 7.575% | $4,037 | 16 | +$1,862 | |
| 8 | $6,403 | 6.550% | $3,708 | 19 | +$1,893 | |
| 9 | $6,418 | 9.730% | $4,481 | 17 | +$1,908 | |
| 10 | $7,008 | 6.575% | $4,162 | 35 | +$2,498 |
Includes lenders with 10+ purchase originations in Elmore County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Alabama → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.