Homebuyers in Fairbanks North Star Borough County who chose THE LOAN STORE, INC. paid $4,414 less in closing costs than the county median.
County Median Costs
$7,538
−2.6% vs Alaska ($7,737)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$1,776
Purchase Originations
804
Denial Rate
3.9%
vs Alaska avg (4.5%)
vs Alaska Median
2.6% below
$-199
vs National Median
12.8% above
$858
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,124 | 6.750% | $1,054 | 11 | −$1,613 | |
| 2 | $4,438 | 6.500% | $1,782 | 17 | −$299 | |
| 3 | $4,553 | 6.438% | $1,924 | 56 | −$184 | |
| 4 | $4,717 | 6.625% | $2,296 | 91 | −$20 | |
| 5 | $7,913 | 6.375% | $5,200 | 11 | +$3,176 |
Includes lenders with 10+ purchase originations in Fairbanks North Star Borough County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Alaska → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.