Lowest closing cost mortgage lenders in Fairbanks North Star Borough County, Alaska
In Fairbanks North Star Borough, Alaska, homebuyers paid a median of $6,670 in closing costs in 2024 — below the Alaska median of $7,370. The county saw 743 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, CROSSCOUNTRY MORTGAGE, LLC offered the lowest median costs at $3,649, which is $760 less than the county median.
Homebuyers in Fairbanks North Star Borough County who chose CROSSCOUNTRY MORTGAGE, LLC paid $3,021 less in closing costs than the county median.
County Median Costs
$6,670
−9.5% vs Alaska ($7,370)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,732
Purchase Originations
743
vs Alaska Median
9.5% below
$-700
vs National Median
1.1% below
$-71
Lender rankings in Fairbanks North Star Borough County
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,649 | 6.250% | $1,516 | 16 | −$760 | |
| 2 | $4,105 | 6.990% | $2,131 | 68 | −$304 | |
| 3 | $4,184 | 6.625% | $1,917 | 46 | −$225 | |
| 4 | $4,409 | 6.625% | $1,969 | 18 | +$0 | |
| 5 | $4,644 | 6.125% | $2,244 | 14 | +$235 | |
| 6 | $5,505 | 6.625% | $3,845 | 11 | +$1,096 | |
| 7 | $6,086 | 6.990% | $3,905 | 11 | +$1,677 | |
| 8 | $6,706 | 6.125% | $3,058 | 15 | +$2,297 |
Includes lenders with 10+ purchase originations in Fairbanks North Star Borough County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Alaska → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.