Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$2,039
median across reports
vs. National Average
36%
below national avg
Avg Origination Charge
$820
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| discount_points | $1,025 | $2,054 | 🟢 Below Avg |
| Origination Fee | $820 | $1,786 | 🟢 Below Avg |
| lender_credits | $107 | $401 | 🟢 Below Avg |
Based on 215 homebuyer-submitted Closing Disclosures, Southwest Missouri Bank's median total closing costs are $2,039. This is about 36% below the $3,201 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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Average Closing Costs by State
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