Lowest closing cost mortgage lenders in Shenandoah County County, Virginia
In Shenandoah County, Virginia, homebuyers paid a median of $6,707 in closing costs in 2024 — below the Virginia median of $6,913. The county saw 420 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, NAVY FEDERAL CREDIT UNION offered the lowest median costs at $2,732, which is $2,504 less than the county median.
Homebuyers in Shenandoah County County who chose NAVY FEDERAL CREDIT UNION paid $3,975 less in closing costs than the county median.
County Median Costs
$6,707
−3.0% vs Virginia ($6,913)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,903
Purchase Originations
420
vs Virginia Median
3.0% below
$-206
vs National Median
0.5% below
$-34
Lender rankings in Shenandoah County County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,732 | 6.625% | $0 | 13 | −$2,504 | |
| 2 | $3,780 | 6.500% | $1,120 | 11 | −$1,456 | |
| 3 | $4,513 | 6.875% | $2,233 | 29 | −$723 | |
| 4 | $6,522 | 7.000% | $3,588 | 26 | +$1,286 | |
| 5 | $7,450 | 6.688% | $4,469 | 20 | +$2,214 |
Includes lenders with 10+ purchase originations in Shenandoah County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.