Homebuyers in Shenandoah County County who chose NAVY FEDERAL CREDIT UNION paid $4,482 less in closing costs than the county median.
County Median Costs
$7,365
+7.4% vs Virginia ($6,860)
Median Rate
6.580%
+1.4% vs national (6.490%)
Median Origination
$2,410
Purchase Originations
453
Denial Rate
5.6%
vs Virginia avg (6.4%)
vs Virginia Median
7.4% above
$505
vs National Median
10.3% above
$685
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,883 | 6.500% | $0 | 17 | −$2,399 | |
| 2 | $4,432 | 6.375% | $1,500 | 17 | −$850 | |
| 3 | $5,773 | 6.500% | $2,943 | 14 | +$491 | |
| 4 | $5,775 | 6.938% | $3,381 | 22 | +$493 | |
| 5 | $6,594 | 6.875% | $3,833 | 34 | +$1,312 | |
| 6 | $8,081 | 6.625% | $5,196 | 10 | +$2,799 |
Includes lenders with 10+ purchase originations in Shenandoah County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.