Lowest closing cost mortgage lenders in Rockingham County County, Virginia
In Rockingham County, Virginia, homebuyers paid a median of $5,887 in closing costs in 2024 — below the Virginia median of $6,913. The county saw 712 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, DuPont Community Credit Union offered the lowest median costs at $2,911, which is $1,934 less than the county median.
Homebuyers in Rockingham County County who chose DuPont Community Credit Union paid $2,976 less in closing costs than the county median.
County Median Costs
$5,887
−14.8% vs Virginia ($6,913)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,397
Purchase Originations
712
vs Virginia Median
14.8% below
$-1,026
vs National Median
12.7% below
$-854
Lender rankings in Rockingham County County
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,911 | 6.625% | $650 | 19 | −$1,934 | |
| 2 | $3,920 | 6.995% | $1,424 | 68 | −$925 | |
| 3 | $4,574 | 6.375% | $2,535 | 19 | −$271 | |
| 4 | $4,912 | 6.375% | $2,501 | 27 | +$67 | |
| 5 | $5,037 | 6.990% | $2,909 | 21 | +$192 | |
| 6 | $5,384 | 5.990% | $3,155 | 15 | +$539 | |
| 7 | $5,785 | 6.500% | $3,400 | 17 | +$940 | |
| 8 | $5,900 | 6.875% | $3,323 | 29 | +$1,055 | |
| 9 | $6,366 | 6.625% | $3,605 | 44 | +$1,521 | |
| 10 | $7,659 | 6.500% | $5,478 | 41 | +$2,814 | |
| 11 | $7,998 | 6.976% | $4,753 | 14 | +$3,153 |
Includes lenders with 10+ purchase originations in Rockingham County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.