Lowest closing cost mortgage lenders in Powhatan County County, Virginia
In Powhatan County, Virginia, homebuyers paid a median of $6,178 in closing costs in 2024 — below the Virginia median of $6,913. The county saw 318 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Alcova Mortgage LLC offered the lowest median costs at $3,906, which is $1,263 less than the county median.
Homebuyers in Powhatan County County who chose Alcova Mortgage LLC paid $2,272 less in closing costs than the county median.
County Median Costs
$6,178
−10.6% vs Virginia ($6,913)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,808
Purchase Originations
318
vs Virginia Median
10.6% below
$-735
vs National Median
8.3% below
$-563
Lender rankings in Powhatan County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,906 | 6.990% | $1,394 | 33 | −$1,263 | |
| 2 | $4,528 | 6.625% | $1,724 | 12 | −$641 | |
| 3 | $4,850 | 7.000% | $1,499 | 15 | −$319 | |
| 4 | $5,358 | 6.875% | $1,540 | 29 | +$189 | |
| 5 | $8,370 | 6.990% | $6,236 | 11 | +$3,201 |
Includes lenders with 10+ purchase originations in Powhatan County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.