Homebuyers in Portsmouth city County who chose Wells Fargo Bank, National Association paid $6,499 less in closing costs than the county median.
County Median Costs
$8,079
+17.8% vs Virginia ($6,860)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,668
Purchase Originations
1,320
Denial Rate
6.3%
vs Virginia avg (6.4%)
vs Virginia Median
17.8% above
$1,219
vs National Median
20.9% above
$1,399
16 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,580 | 6.375% | $588 | 10 | −$3,610 | |
| 2 | $4,197 | 6.812% | $1,717 | 32 | −$993 | |
| 3 | $4,829 | 6.500% | $2,463 | 11 | −$361 | |
| 4 | $5,100 | 6.869% | $2,136 | 17 | −$90 | |
| 5 | $5,268 | 6.500% | $3,069 | 14 | +$78 | |
| 6 | $5,816 | 6.375% | $3,311 | 13 | +$626 | |
| 7 | $6,819 | 6.500% | $3,770 | 21 | +$1,629 | |
| 8 | $7,204 | 6.500% | $3,995 | 15 | +$2,014 |
Includes lenders with 10+ purchase originations in Portsmouth city County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.