Homebuyers in Louisa County County who chose NAVY FEDERAL CREDIT UNION paid $4,274 less in closing costs than the county median.
County Median Costs
$7,549
+10.0% vs Virginia ($6,860)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,029
Purchase Originations
588
Denial Rate
8.2%
vs Virginia avg (6.4%)
vs Virginia Median
10.0% above
$689
vs National Median
13.0% above
$869
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,275 | 6.500% | $0 | 10 | −$2,222 | |
| 2 | $4,235 | 6.500% | $1,383 | 11 | −$1,262 | |
| 3 | $4,930 | 6.625% | $3,200 | 19 | −$567 | |
| 4 | $5,318 | 6.990% | $1,576 | 11 | −$179 | |
| 5 | $6,629 | 6.625% | $1,640 | 13 | +$1,132 | |
| 6 | $7,011 | 6.750% | $4,016 | 12 | +$1,514 | |
| 7 | $7,306 | 6.625% | $4,013 | 12 | +$1,809 | |
| 8 | $8,193 | 6.489% | $4,862 | 12 | +$2,696 |
Includes lenders with 10+ purchase originations in Louisa County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.