Lowest closing cost mortgage lenders in Louisa County County, Virginia
In Louisa County, Virginia, homebuyers paid a median of $7,405 in closing costs in 2024 — above the Virginia median of $6,913. The county saw 551 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $2,085, which is $4,165 less than the county median.
Homebuyers in Louisa County County who chose MORTGAGE RESEARCH CENTER, LLC paid $5,320 less in closing costs than the county median.
County Median Costs
$7,405
+7.1% vs Virginia ($6,913)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,541
Purchase Originations
551
vs Virginia Median
7.1% above
$492
vs National Median
9.8% above
$664
Lender rankings in Louisa County County
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,734 | 6.625% | $1,755 | 11 | −$1,187 | |
| 2 | $5,422 | 6.990% | $1,839 | 11 | −$499 | |
| 3 | $5,585 | 6.938% | $2,215 | 16 | −$336 | |
| 4 | $5,718 | 6.750% | $2,179 | 10 | −$203 | |
| 5 | $5,749 | 6.875% | $3,738 | 19 | −$172 | |
| 6 | $6,797 | 7.125% | $1,999 | 16 | +$876 | |
| 7 | $8,143 | 6.990% | $5,758 | 15 | +$2,222 | |
| 8 | $8,325 | 6.625% | $6,572 | 13 | +$2,404 |
Includes lenders with 10+ purchase originations in Louisa County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.