Lowest closing cost mortgage lenders in Gloucester County County, Virginia
In Gloucester County, Virginia, homebuyers paid a median of $7,780 in closing costs in 2024 — above the Virginia median of $6,913. The county saw 405 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Chesapeake Bank offered the lowest median costs at $2,439, which is $3,525 less than the county median.
Homebuyers in Gloucester County County who chose Chesapeake Bank paid $5,341 less in closing costs than the county median.
County Median Costs
$7,780
+12.5% vs Virginia ($6,913)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,164
Purchase Originations
405
vs Virginia Median
12.5% above
$867
vs National Median
15.4% above
$1,039
Lender rankings in Gloucester County County
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,439 | 6.990% | $0 | 13 | −$3,525 | |
| 2 | $3,795 | 5.250% | $995 | 14 | −$2,169 | |
| 3 | $5,829 | 6.750% | $3,271 | 10 | −$135 | |
| 4 | $7,444 | 6.990% | $5,153 | 24 | +$1,480 |
Includes lenders with 10+ purchase originations in Gloucester County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.