Homebuyers in Gloucester County County who chose NAVY FEDERAL CREDIT UNION paid $4,785 less in closing costs than the county median.
County Median Costs
$8,114
+18.3% vs Virginia ($6,860)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,178
Purchase Originations
414
Denial Rate
8.8%
vs Virginia avg (6.4%)
vs Virginia Median
18.3% above
$1,254
vs National Median
21.5% above
$1,434
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,743 | 5.688% | $995 | 10 | −$1,921 | |
| 2 | $4,653 | 6.875% | $2,170 | 11 | −$1,011 | |
| 3 | $5,557 | 6.625% | $3,137 | 12 | −$107 | |
| 4 | $7,044 | 6.750% | $3,856 | 35 | +$1,380 |
Includes lenders with 10+ purchase originations in Gloucester County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.