Lowest closing cost mortgage lenders in Caroline County County, Virginia
In Caroline County, Virginia, homebuyers paid a median of $9,195 in closing costs in 2024 — above the Virginia median of $6,913. The county saw 541 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, LOANDEPOT.COM, LLC offered the lowest median costs at $2,498, which is $3,009 less than the county median.
Homebuyers in Caroline County County who chose LOANDEPOT.COM, LLC paid $6,697 less in closing costs than the county median.
County Median Costs
$9,195
+33.0% vs Virginia ($6,913)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,356
Purchase Originations
541
vs Virginia Median
33.0% above
$2,282
vs National Median
36.4% above
$2,454
Lender rankings in Caroline County County
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,498 | 5.990% | $400 | 10 | −$3,009 | |
| 2 | $2,999 | 5.375% | $0 | 13 | −$2,508 | |
| 3 | $5,020 | 6.625% | $3,144 | 19 | −$487 | |
| 4 | $6,481 | 6.812% | $3,347 | 14 | +$974 | |
| 5 | $7,770 | 6.625% | $4,868 | 16 | +$2,263 | |
| 6 | $7,878 | 6.999% | $5,615 | 11 | +$2,371 |
Includes lenders with 10+ purchase originations in Caroline County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.