Homebuyers in Campbell County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,861 less in closing costs than the county median.
County Median Costs
$6,463
−5.8% vs Virginia ($6,860)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,227
Purchase Originations
544
Denial Rate
9.7%
vs Virginia avg (6.4%)
vs Virginia Median
5.8% below
$-397
vs National Median
3.3% below
$-217
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,523 | 6.990% | $1,484 | 15 | −$1,450 | |
| 2 | $4,746 | 6.558% | $2,072 | 12 | −$227 | |
| 3 | $4,985 | 6.562% | $2,310 | 10 | +$12 | |
| 4 | $5,090 | 6.750% | $3,180 | 45 | +$118 | |
| 5 | $5,416 | 6.625% | $2,546 | 21 | +$443 | |
| 6 | $6,413 | 6.482% | $3,918 | 12 | +$1,440 | |
| 7 | $7,118 | 6.490% | $3,818 | 13 | +$2,145 | |
| 8 | $9,824 | 6.625% | $5,890 | 10 | +$4,851 |
Includes lenders with 10+ purchase originations in Campbell County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.