Lowest closing cost mortgage lenders in Summit County County, Utah
In Summit County, Utah, homebuyers paid a median of $7,469 in closing costs in 2024 — below the Utah median of $8,544. The county saw 406 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, JPMorgan Chase Bank, National Association offered the lowest median costs at $4,223, which is $3,126 less than the county median.
Homebuyers in Summit County County who chose JPMorgan Chase Bank, National Association paid $3,246 less in closing costs than the county median.
County Median Costs
$7,469
−12.6% vs Utah ($8,544)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,724
Purchase Originations
406
vs Utah Median
12.6% below
$-1,075
vs National Median
10.8% above
$728
Lender rankings in Summit County County
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,223 | 6.625% | $0 | 15 | −$3,126 | |
| 2 | $6,483 | 6.750% | $2,200 | 27 | −$866 | |
| 3 | $6,737 | 6.312% | $4,432 | 10 | −$612 | |
| 4 | $7,191 | 6.750% | $4,006 | 20 | −$158 | |
| 5 | $7,482 | 6.375% | $2,251 | 22 | +$133 | |
| 6 | $7,483 | 6.500% | $3,310 | 49 | +$134 | |
| 7 | $8,091 | 6.312% | $1,853 | 18 | +$742 | |
| 8 | $8,302 | 6.562% | $5,739 | 26 | +$953 | |
| 9 | $8,688 | 6.938% | $5,508 | 14 | +$1,340 |
Includes lenders with 10+ purchase originations in Summit County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Utah → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.