Homebuyers in Wichita County County who chose ZIPPY LOANS, LLC paid $3,611 less in closing costs than the county median.
County Median Costs
$5,905
−29.7% vs Texas ($8,397)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,195
Purchase Originations
1,015
Denial Rate
9.2%
vs Texas avg (12.0%)
vs Texas Median
29.7% below
$-2,492
vs National Median
11.6% below
$-775
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,294 | 11.050% | $1,390 | 11 | −$2,040 | |
| 2 | $3,581 | 6.500% | $700 | 40 | −$753 | |
| 3 | $3,894 | 8.000% | $1,200 | 14 | −$440 | |
| 4 | $4,035 | 6.625% | $1,015 | 70 | −$299 | |
| 5 | $4,184 | 6.625% | $905 | 95 | −$150 | |
| 6 | $4,990 | 6.625% | $1,432 | 22 | +$656 | |
| 7 | $5,498 | 6.933% | $3,140 | 14 | +$1,164 |
Includes lenders with 10+ purchase originations in Wichita County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.