Lowest closing cost mortgage lenders in Wichita County County, Texas
In Wichita County, Texas, homebuyers paid a median of $5,599 in closing costs in 2024 — below the Texas median of $8,418. The county saw 1,063 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, TEXOMA COMMUNITY CREDIT UNION offered the lowest median costs at $2,814, which is $1,124 less than the county median.
Homebuyers in Wichita County County who chose TEXOMA COMMUNITY CREDIT UNION paid $2,785 less in closing costs than the county median.
County Median Costs
$5,599
−33.5% vs Texas ($8,418)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,000
Purchase Originations
1,063
vs Texas Median
33.5% below
$-2,819
vs National Median
16.9% below
$-1,142
Lender rankings in Wichita County County
13 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,814 | 8.250% | $1,000 | 43 | −$1,124 | |
| 2 | $2,978 | 6.490% | $736 | 12 | −$959 | |
| 3 | $3,513 | 6.500% | $700 | 56 | −$424 | |
| 4 | $3,701 | 6.625% | $725 | 67 | −$236 | |
| 5 | $3,853 | 6.625% | $773 | 94 | −$84 | |
| 6 | $4,017 | 6.625% | $1,400 | 15 | +$80 | |
| 7 | $4,671 | 6.369% | $1,992 | 12 | +$734 | |
| 8 | $5,351 | 6.625% | $3,081 | 16 | +$1,414 | |
| 9 | $5,733 | 6.500% | $3,752 | 22 | +$1,796 |
Includes lenders with 10+ purchase originations in Wichita County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.