Homebuyers in Van Zandt County County who chose MORTGAGE RESEARCH CENTER, LLC paid $4,300 less in closing costs than the county median.
County Median Costs
$8,352
−0.5% vs Texas ($8,397)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$2,902
Purchase Originations
505
Denial Rate
24.0%
vs Texas avg (12.0%)
vs Texas Median
0.5% below
$-45
vs National Median
25.0% above
$1,672
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,506 | 7.000% | $985 | 14 | −$2,421 | |
| 2 | $5,767 | 6.808% | $2,761 | 10 | −$1,160 | |
| 3 | $6,961 | 6.783% | $3,268 | 12 | +$34 | |
| 4 | $7,516 | 10.060% | $4,500 | 15 | +$589 | |
| 5 | $10,117 | 6.990% | $7,348 | 13 | +$3,190 | |
| 6 | $10,819 | 6.750% | $7,072 | 17 | +$3,892 |
Includes lenders with 10+ purchase originations in Van Zandt County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.