Lowest closing cost mortgage lenders in Van Zandt County County, Texas
In Van Zandt County, Texas, homebuyers paid a median of $8,059 in closing costs in 2024 — below the Texas median of $8,418. The county saw 523 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, The City National Bank of Sulphur Springs offered the lowest median costs at $3,323, which is $3,245 less than the county median.
Homebuyers in Van Zandt County County who chose The City National Bank of Sulphur Springs paid $4,736 less in closing costs than the county median.
County Median Costs
$8,059
−4.3% vs Texas ($8,418)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$3,483
Purchase Originations
523
vs Texas Median
4.3% below
$-359
vs National Median
19.6% above
$1,318
Lender rankings in Van Zandt County County
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,323 | 7.500% | $500 | 26 | −$3,245 | |
| 2 | $5,988 | 7.700% | $2,160 | 11 | −$580 | |
| 3 | $6,215 | 6.750% | $3,624 | 13 | −$353 | |
| 4 | $6,703 | 9.775% | $4,112 | 26 | +$135 | |
| 5 | $7,977 | 6.999% | $3,057 | 14 | +$1,409 | |
| 6 | $8,645 | 6.990% | $5,053 | 21 | +$2,077 | |
| 7 | $10,709 | 7.000% | $6,935 | 11 | +$4,141 |
Includes lenders with 10+ purchase originations in Van Zandt County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.