Lowest closing cost mortgage lenders in Hardin County County, Texas
In Hardin County, Texas, homebuyers paid a median of $7,964 in closing costs in 2024 — below the Texas median of $8,418. The county saw 506 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $4,395, which is $2,223 less than the county median.
Homebuyers in Hardin County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,569 less in closing costs than the county median.
County Median Costs
$7,964
−5.4% vs Texas ($8,418)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,159
Purchase Originations
506
vs Texas Median
5.4% below
$-454
vs National Median
18.1% above
$1,223
Lender rankings in Hardin County County
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,695 | 6.500% | $2,630 | 17 | −$940 | |
| 2 | $6,165 | 7.300% | $1,190 | 16 | −$470 | |
| 3 | $6,209 | 6.808% | $3,200 | 20 | −$426 | |
| 4 | $6,270 | 6.990% | $2,066 | 13 | −$365 | |
| 5 | $6,411 | 9.340% | $4,204 | 11 | −$224 | |
| 6 | $7,490 | 6.625% | $4,222 | 25 | +$855 | |
| 7 | $7,547 | 6.500% | $4,082 | 19 | +$912 | |
| 8 | $7,620 | 7.000% | $3,774 | 19 | +$985 |
Includes lenders with 10+ purchase originations in Hardin County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.