Homebuyers in Erath County County who chose First Financial Bank paid $3,337 less in closing costs than the county median.
County Median Costs
$7,825
−6.8% vs Texas ($8,397)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$2,467
Purchase Originations
233
Denial Rate
17.0%
vs Texas avg (12.0%)
vs Texas Median
6.8% below
$-572
vs National Median
17.1% above
$1,145
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,488 | 6.750% | $1,190 | 19 | −$1,864 | |
| 2 | $7,117 | 7.125% | $3,245 | 11 | +$765 | |
| 3 | $9,658 | 7.250% | $5,468 | 10 | +$3,306 |
Includes lenders with 10+ purchase originations in Erath County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.