Lowest closing cost mortgage lenders in Erath County County, Texas
In Erath County, Texas, homebuyers paid a median of $7,304 in closing costs in 2024 — below the Texas median of $8,418. The county saw 241 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, First Financial Bank offered the lowest median costs at $4,439, which is $2,015 less than the county median.
Homebuyers in Erath County County who chose First Financial Bank paid $2,865 less in closing costs than the county median.
County Median Costs
$7,304
−13.2% vs Texas ($8,418)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$3,090
Purchase Originations
241
vs Texas Median
13.2% below
$-1,114
vs National Median
8.3% above
$563
Lender rankings in Erath County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,439 | 6.875% | $1,470 | 28 | −$2,015 | |
| 2 | $7,535 | 7.624% | $4,695 | 17 | +$1,081 | |
| 3 | $7,552 | 6.562% | $4,289 | 16 | +$1,098 |
Includes lenders with 10+ purchase originations in Erath County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.