Lowest closing cost mortgage lenders in McMinn County County, Tennessee
In McMinn County, Tennessee, homebuyers paid a median of $6,913 in closing costs in 2024 — above the Tennessee median of $6,647. The county saw 529 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $1,968, which is $2,592 less than the county median.
Homebuyers in McMinn County County who chose MORTGAGE RESEARCH CENTER, LLC paid $4,945 less in closing costs than the county median.
County Median Costs
$6,913
+4.0% vs Tennessee ($6,647)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,351
Purchase Originations
529
vs Tennessee Median
4.0% above
$266
vs National Median
2.5% above
$172
Lender rankings in McMinn County County
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,396 | 6.375% | $0 | 16 | −$2,686 | |
| 2 | $4,166 | 6.750% | $1,245 | 14 | −$916 | |
| 3 | $4,894 | 6.625% | $2,595 | 23 | −$188 | |
| 4 | $5,107 | 6.875% | $2,264 | 10 | +$25 | |
| 5 | $6,159 | 6.625% | $3,015 | 26 | +$1,077 | |
| 6 | $7,305 | 8.870% | $5,129 | 12 | +$2,223 | |
| 7 | $8,777 | 7.000% | $6,818 | 14 | +$3,695 |
Includes lenders with 10+ purchase originations in McMinn County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.