Lowest closing cost mortgage lenders in Fayette County County, Tennessee
In Fayette County, Tennessee, homebuyers paid a median of $6,603 in closing costs in 2024 — near the Tennessee median of $6,647. The county saw 635 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $1,979, which is $2,794 less than the county median.
Homebuyers in Fayette County County who chose DHI MORTGAGE COMPANY, LTD. paid $4,624 less in closing costs than the county median.
County Median Costs
$6,603
−0.7% vs Tennessee ($6,647)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$1,589
Purchase Originations
635
vs Tennessee Median
0.7% below
$-44
vs National Median
2.0% below
$-138
Lender rankings in Fayette County County
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,979 | 5.750% | $0 | 17 | −$2,794 | |
| 2 | $3,357 | 8.250% | $1,255 | 19 | −$1,416 | |
| 3 | $4,328 | 6.490% | $1,198 | 31 | −$445 | |
| 4 | $4,340 | 6.562% | $840 | 14 | −$433 | |
| 5 | $4,464 | 6.875% | $1,640 | 11 | −$309 | |
| 6 | $5,338 | 6.312% | $2,136 | 48 | +$565 | |
| 7 | $6,464 | 6.875% | $3,196 | 14 | +$1,691 | |
| 8 | $7,018 | 6.375% | $3,636 | 15 | +$2,245 | |
| 9 | $7,931 | 6.625% | $2,870 | 11 | +$3,158 |
Includes lenders with 10+ purchase originations in Fayette County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.