Homebuyers in Newport County County who chose NAVY FEDERAL CREDIT UNION paid $2,583 less in closing costs than the county median.
County Median Costs
$5,449
−5.0% vs Rhode Island ($5,735)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,590
Purchase Originations
448
Denial Rate
4.9%
vs Rhode Island avg (5.0%)
vs Rhode Island Median
5.0% below
$-286
vs National Median
18.4% below
$-1,231
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,866 | 6.500% | $0 | 13 | −$2,346 | |
| 2 | $4,096 | 6.500% | $599 | 11 | −$1,116 | |
| 3 | $4,833 | 6.562% | $990 | 30 | −$379 | |
| 4 | $5,216 | 6.750% | $1,845 | 35 | +$4 | |
| 5 | $5,222 | 6.625% | $1,590 | 35 | +$10 | |
| 6 | $5,780 | 6.750% | $2,388 | 16 | +$568 | |
| 7 | $6,124 | 6.308% | $1,559 | 10 | +$912 |
Includes lenders with 10+ purchase originations in Newport County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Rhode Island → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.