Lowest closing cost mortgage lenders in Ponce Municipio County, Puerto Rico
In Ponce Municipio, Puerto Rico, homebuyers paid a median of $7,306 in closing costs in 2024 — below the Puerto Rico median of $8,407. The county saw 342 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, BANCO POPULAR DE PUERTO RICO offered the lowest median costs at $4,685, which is $500 less than the county median.
Homebuyers in Ponce Municipio County who chose BANCO POPULAR DE PUERTO RICO paid $2,621 less in closing costs than the county median.
County Median Costs
$7,306
−13.1% vs Puerto Rico ($8,407)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$3,191
Purchase Originations
342
vs Puerto Rico Median
13.1% below
$-1,101
vs National Median
8.4% above
$565
Lender rankings in Ponce Municipio County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,685 | 7.375% | $2,479 | 41 | −$500 | |
| 2 | $4,711 | 6.250% | $2,613 | 16 | −$474 | |
| 3 | $5,020 | 7.250% | $2,628 | 10 | −$165 |
Includes lenders with 10+ purchase originations in Ponce Municipio County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Puerto Rico → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.