Lowest closing cost mortgage lenders in Guaynabo Municipio County, Puerto Rico
In Guaynabo Municipio, Puerto Rico, homebuyers paid a median of $10,960 in closing costs in 2024 — above the Puerto Rico median of $8,407. The county saw 445 purchase mortgages at a median rate of 6.25%. Among lenders with 10+ originations, FIRST EQUITY MORTGAGE BANKERS, INC. offered the lowest median costs at $7,711, which is $1,648 less than the county median.
Homebuyers in Guaynabo Municipio County who chose FIRST EQUITY MORTGAGE BANKERS, INC. paid $3,249 less in closing costs than the county median.
County Median Costs
$10,960
+30.4% vs Puerto Rico ($8,407)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$5,216
Purchase Originations
445
vs Puerto Rico Median
30.4% above
$2,553
vs National Median
62.6% above
$4,219
Lender rankings in Guaynabo Municipio County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7,711 | 7.250% | $4,577 | 11 | −$1,648 | |
| 2 | $8,311 | 6.250% | $4,948 | 76 | −$1,048 | |
| 3 | $9,197 | 6.625% | $3,618 | 101 | −$162 | |
| 4 | $10,769 | 6.250% | $5,502 | 15 | +$1,410 | |
| 5 | $15,559 | 6.500% | $8,483 | 11 | +$6,200 |
Includes lenders with 10+ purchase originations in Guaynabo Municipio County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Puerto Rico → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.