Lowest closing cost mortgage lenders in Caguas Municipio County, Puerto Rico
In Caguas Municipio, Puerto Rico, homebuyers paid a median of $8,491 in closing costs in 2024 — near the Puerto Rico median of $8,407. The county saw 541 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, FIRSTBANK PUERTO RICO offered the lowest median costs at $5,094, which is $1,002 less than the county median.
Homebuyers in Caguas Municipio County who chose FIRSTBANK PUERTO RICO paid $3,397 less in closing costs than the county median.
County Median Costs
$8,491
+1.0% vs Puerto Rico ($8,407)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$3,823
Purchase Originations
541
vs Puerto Rico Median
1.0% above
$84
vs National Median
26.0% above
$1,750
Lender rankings in Caguas Municipio County
13 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,094 | 6.250% | $3,092 | 24 | −$1,002 | |
| 2 | $5,157 | 6.438% | $2,988 | 12 | −$939 | |
| 3 | $6,368 | 7.000% | $3,785 | 15 | +$272 | |
| 4 | $6,497 | 7.500% | $4,390 | 13 | +$401 |
Includes lenders with 10+ purchase originations in Caguas Municipio County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Puerto Rico → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.