What are the average closing costs in BayamÃ³n Municipio County?

In BayamÃ³n Municipio County, the median total loan costs on purchase mortgages were $8,788 in 2024, based on 951 originations.

Which lender has the lowest closing costs in BayamÃ³n Municipio County?

Among lenders with 10+ originations in BayamÃ³n Municipio County, THE MONEY HOUSE, INC. had the lowest median total closing costs at $5,284 in 2024.

How do closing costs in BayamÃ³n Municipio County compare to Puerto Rico?

BayamÃ³n Municipio County closing costs (median $8,788) are 4.5% above the Puerto Rico state median of $8,407.

Lowest closing cost mortgage lenders in BayamÃ³n Municipio County, Puerto Rico

In BayamÃ³n Municipio, Puerto Rico, homebuyers paid a median of $8,788 in closing costs in 2024 — above the Puerto Rico median of $8,407. The county saw 951 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, THE MONEY HOUSE, INC. offered the lowest median costs at $5,284, which is $1,086 less than the county median.

Homebuyers in BayamÃ³n Municipio County who chose THE MONEY HOUSE, INC. paid $3,504 less in closing costs than the county median.

County Median Costs

$8,788

+4.5% vs Puerto Rico ($8,407)

Median Rate

6.500%

−1.8% vs national (6.620%)

Median Origination

$3,820

Purchase Originations

951

vs Puerto Rico Median

4.5% above

$381

vs National Median

30.4% above

$2,047

Lender rankings in BayamÃ³n Municipio County

16 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	THE MONEY HOUSE, INC.	$5,284	6.938%	$2,705	12	−$1,086
2	FIRSTBANK PUERTO RICO	$5,472	6.250%	$2,714	70	−$898
3	ORIENTAL BANK	$6,061	6.000%	$3,875	19	−$309
4	FIRST EQUITY MORTGAGE BANKERS, INC.	$6,718	6.875%	$3,915	37	+$348
5	BANCO POPULAR DE PUERTO RICO	$7,804	6.750%	$2,177	66	+$1,434
6	MULTIPLES MORTGAGE CORPORATION	$8,974	7.000%	$6,240	11	+$2,604

Includes lenders with 10+ purchase originations in BayamÃ³n Municipio County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Puerto Rico → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.