Homebuyers in Bayamón Municipio County who chose FIRSTBANK PUERTO RICO paid $3,095 less in closing costs than the county median.
County Median Costs
$9,210
+3.7% vs Puerto Rico ($8,884)
Median Rate
6.000%
−7.5% vs national (6.490%)
Median Origination
$4,197
Purchase Originations
915
Denial Rate
10.4%
vs Puerto Rico avg (12.9%)
vs Puerto Rico Median
3.7% above
$326
vs National Median
37.9% above
$2,530
13 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,115 | 5.875% | $2,894 | 53 | −$1,035 | |
| 2 | $6,667 | 7.250% | $3,886 | 18 | −$483 | |
| 3 | $7,190 | 5.938% | $3,643 | 16 | +$40 | |
| 4 | $7,341 | 7.062% | $3,951 | 18 | +$191 | |
| 5 | $7,856 | 6.625% | $1,918 | 59 | +$706 | |
| 6 | $8,273 | 7.250% | $5,913 | 12 | +$1,123 |
Includes lenders with 10+ purchase originations in Bayamón Municipio County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Puerto Rico → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.