What are the average closing costs in Wayne County County?

In Wayne County County, the median total loan costs on purchase mortgages were $6,911 in 2024, based on 359 originations.

Which lender has the lowest closing costs in Wayne County County?

Among lenders with 10+ originations in Wayne County County, Wayne Bank had the lowest median total closing costs at $4,434 in 2024.

How do closing costs in Wayne County County compare to Pennsylvania?

Wayne County County closing costs (median $6,911) are 5.5% above the Pennsylvania state median of $6,553.

Lowest closing cost mortgage lenders in Wayne County County, Pennsylvania

In Wayne County, Pennsylvania, homebuyers paid a median of $6,911 in closing costs in 2024 — above the Pennsylvania median of $6,553. The county saw 359 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Wayne Bank offered the lowest median costs at $4,434, which is $1,665 less than the county median.

Homebuyers in Wayne County County who chose Wayne Bank paid $2,477 less in closing costs than the county median.

County Median Costs

$6,911

+5.5% vs Pennsylvania ($6,553)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,895

Purchase Originations

359

vs Pennsylvania Median

5.5% above

$358

vs National Median

2.5% above

$170

Lender rankings in Wayne County County

7 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Wayne Bank	$4,434	6.188%	$1,150	18	−$1,665
2	The Honesdale National Bank	$5,658	6.750%	$870	27	−$441
3	NBT Bank, National Association	$6,276	6.188%	$1,790	14	+$177
4	Summit Mortgage Corporation	$6,538	6.625%	$2,609	30	+$439
5	UNITED WHOLESALE MORTGAGE, LLC	$6,825	6.625%	$3,259	11	+$726
6	ROCKET MORTGAGE, LLC	$6,934	6.875%	$3,750	11	+$835

Includes lenders with 10+ purchase originations in Wayne County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.