Homebuyers in Clinton County County who chose Journey Bank paid $1,851 less in closing costs than the county median.
County Median Costs
$5,326
−18.1% vs Pennsylvania ($6,500)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,500
Purchase Originations
234
Denial Rate
9.6%
vs Pennsylvania avg (6.8%)
vs Pennsylvania Median
18.1% below
$-1,174
vs National Median
20.3% below
$-1,354
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,475 | 6.750% | $575 | 19 | −$1,301 | |
| 2 | $4,803 | 6.875% | $1,422 | 19 | +$27 | |
| 3 | $4,911 | 6.750% | $1,466 | 10 | +$135 |
Includes lenders with 10+ purchase originations in Clinton County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.