Homebuyers in Bradford County County who chose MORTGAGE RESEARCH CENTER, LLC paid $1,376 less in closing costs than the county median.
County Median Costs
$5,603
−13.8% vs Pennsylvania ($6,500)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,625
Purchase Originations
398
Denial Rate
11.4%
vs Pennsylvania avg (6.8%)
vs Pennsylvania Median
13.8% below
$-897
vs National Median
16.1% below
$-1,077
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,558 | 7.000% | $905 | 25 | −$361 | |
| 2 | $4,571 | 6.000% | $1,295 | 24 | −$348 | |
| 3 | $4,835 | 6.750% | $1,745 | 69 | −$84 | |
| 4 | $5,743 | 6.750% | $2,402 | 43 | +$824 | |
| 5 | $6,599 | 6.750% | $3,317 | 14 | +$1,680 |
Includes lenders with 10+ purchase originations in Bradford County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.