Lowest closing cost mortgage lenders in Bedford County County, Pennsylvania
In Bedford County, Pennsylvania, homebuyers paid a median of $5,642 in closing costs in 2024 — below the Pennsylvania median of $6,553. The county saw 240 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, First National Bank of Pennsylvania offered the lowest median costs at $4,368, which is $600 less than the county median.
Homebuyers in Bedford County County who chose First National Bank of Pennsylvania paid $1,274 less in closing costs than the county median.
County Median Costs
$5,642
−13.9% vs Pennsylvania ($6,553)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,627
Purchase Originations
240
vs Pennsylvania Median
13.9% below
$-911
vs National Median
16.3% below
$-1,099
Lender rankings in Bedford County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,368 | 6.750% | $1,580 | 11 | −$600 | |
| 2 | $5,989 | 6.562% | $2,913 | 10 | +$1,021 | |
| 3 | $7,276 | 6.500% | $3,678 | 15 | +$2,308 |
Includes lenders with 10+ purchase originations in Bedford County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.