Homebuyers in Bedford County County who chose First Commonwealth Bank paid $1,038 less in closing costs than the county median.
County Median Costs
$5,354
−17.6% vs Pennsylvania ($6,500)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$1,500
Purchase Originations
252
Denial Rate
12.0%
vs Pennsylvania avg (6.8%)
vs Pennsylvania Median
17.6% below
$-1,146
vs National Median
19.9% below
$-1,326
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,316 | 6.500% | $1,664 | 11 | −$383 | |
| 2 | $4,573 | 6.688% | $1,681 | 10 | −$126 | |
| 3 | $6,247 | 6.125% | $2,651 | 26 | +$1,548 |
Includes lenders with 10+ purchase originations in Bedford County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.