Homebuyers in Wyoming County County who chose Tompkins Community Bank paid $1,031 less in closing costs than the county median.
County Median Costs
$4,146
−35.2% vs New York ($6,400)
Median Rate
6.610%
+1.9% vs national (6.490%)
Median Origination
$1,450
Purchase Originations
258
Denial Rate
10.5%
vs New York avg (8.5%)
vs New York Median
35.2% below
$-2,254
vs National Median
37.9% below
$-2,534
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,115 | 6.500% | $845 | 23 | −$821 | |
| 2 | $3,576 | 6.500% | $1,200 | 10 | −$360 | |
| 3 | $3,619 | 6.500% | $1,450 | 53 | −$317 | |
| 4 | $4,387 | 6.562% | $2,154 | 10 | +$451 | |
| 5 | $5,459 | 6.375% | $2,600 | 18 | +$1,523 |
Includes lenders with 10+ purchase originations in Wyoming County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.