Homebuyers in Montgomery County County who chose Community Bank, National Association paid $4,445 less in closing costs than the county median.
County Median Costs
$4,445
−30.6% vs New York ($6,400)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,195
Purchase Originations
340
Denial Rate
12.1%
vs New York avg (8.5%)
vs New York Median
30.6% below
$-1,955
vs National Median
33.5% below
$-2,235
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.375% | $0 | 26 | −$3,909 | |
| 2 | $3,639 | 6.250% | $790 | 28 | −$270 | |
| 3 | $3,861 | 6.312% | $1,119 | 10 | −$48 | |
| 4 | $3,877 | 6.375% | $1,195 | 50 | −$32 | |
| 5 | $4,630 | 6.725% | $1,500 | 14 | +$721 |
Includes lenders with 10+ purchase originations in Montgomery County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.