Homebuyers in Franklin County County who chose Community Bank, National Association paid $2,440 less in closing costs than the county median.
County Median Costs
$4,667
−27.1% vs New York ($6,400)
Median Rate
6.750%
+4.0% vs national (6.490%)
Median Origination
$1,450
Purchase Originations
171
Denial Rate
9.9%
vs New York avg (8.5%)
vs New York Median
27.1% below
$-1,733
vs National Median
30.1% below
$-2,013
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,227 | 7.062% | $900 | 46 | −$2,039 | |
| 2 | $4,839 | 7.125% | $1,595 | 11 | +$573 | |
| 3 | $5,900 | 6.625% | $2,826 | 11 | +$1,634 |
Includes lenders with 10+ purchase originations in Franklin County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.