Homebuyers in Delaware County County who chose Community Bank, National Association paid $5,052 less in closing costs than the county median.
County Median Costs
$5,052
−21.1% vs New York ($6,400)
Median Rate
6.750%
+4.0% vs national (6.490%)
Median Origination
$1,407
Purchase Originations
181
Denial Rate
18.2%
vs New York avg (8.5%)
vs New York Median
21.1% below
$-1,348
vs National Median
24.4% below
$-1,628
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.625% | $0 | 27 | −$4,621 | |
| 2 | $4,006 | 6.625% | $299 | 19 | −$615 | |
| 3 | $4,205 | 6.495% | $1,195 | 16 | −$416 |
Includes lenders with 10+ purchase originations in Delaware County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.