Homebuyers in Clinton County County who chose Community Bank, National Association paid $1,754 less in closing costs than the county median.
County Median Costs
$4,858
−24.1% vs New York ($6,400)
Median Rate
6.750%
+4.0% vs national (6.490%)
Median Origination
$1,595
Purchase Originations
455
Denial Rate
10.9%
vs New York avg (8.5%)
vs New York Median
24.1% below
$-1,542
vs National Median
27.3% below
$-1,822
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,104 | 6.875% | $900 | 159 | −$1,199 | |
| 2 | $3,452 | 6.875% | $595 | 20 | −$851 | |
| 3 | $4,685 | 6.990% | $1,595 | 50 | +$382 | |
| 4 | $5,600 | 6.990% | $2,485 | 17 | +$1,297 |
Includes lenders with 10+ purchase originations in Clinton County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.