Lowest closing cost mortgage lenders in Clinton County County, New York
In Clinton County, New York, homebuyers paid a median of $4,844 in closing costs in 2024 — below the New York median of $6,440. The county saw 420 purchase mortgages at a median rate of 6.99%. Among lenders with 10+ originations, Community Bank, National Association offered the lowest median costs at $1,285, which is $2,361 less than the county median.
Homebuyers in Clinton County County who chose Community Bank, National Association paid $3,559 less in closing costs than the county median.
County Median Costs
$4,844
−24.8% vs New York ($6,440)
Median Rate
6.990%
+5.6% vs national (6.620%)
Median Origination
$1,594
Purchase Originations
420
vs New York Median
24.8% below
$-1,596
vs National Median
28.1% below
$-1,897
Lender rankings in Clinton County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,285 | 7.375% | $0 | 155 | −$2,361 | |
| 2 | $4,296 | 6.750% | $1,025 | 26 | +$650 | |
| 3 | $4,685 | 7.125% | $1,595 | 28 | +$1,039 | |
| 4 | $7,507 | 6.875% | $4,354 | 26 | +$3,861 |
Includes lenders with 10+ purchase originations in Clinton County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.